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| *As of 07/13/2026, Annual Percentage Yield (APY) is 3.84% which is the result of 4.00% APY for the initial four months and 3.75% APY thereafter. After the initial four month period, interest rates and APYs are subject to change without notice. This offer is valid only for new Consumer and Business High Yield Money Market Accounts with new deposits to BayCoast Bank. Not available for transferred funds. Minimum balance to open account is $1,000.00. Minimum balance required to obtain advertised APY is $1,000.00. A monthly maintenance service charge of $5.00 will be imposed each statement cycle if the average daily balance for the monthly statement cycle falls below $1,000.00. Maintenance or activity fees may reduce earnings. This offer may be withdrawn at any time. All deposits insured in full by the Federal Deposit Insurance Corporation (FDIC) and the Depositors Insurance Fund (DIF). Offer available only at BayCoast Bank’s Newport and Portsmouth branch locations. Promo code 04MONR. |